LegacyLinkDevnet · test modeProgrammable inheritance,
built for Canada.
LegacyLink turns Canada's $1.2T intergenerational wealth transfer into a CAD-in, CAD-out estate platform — secured on Solana, paid out via Interac, with zero probate friction.
Estate planning in Canada is slow, expensive, and exclusive.
Half of Canadian adults have no will. Of those who do, settlement still takes an average of eight months through provincial probate, with legal fees that price out the middle class entirely.
The result: families wait months for support during their hardest moment, and $1.2T of generational wealth is set to move through a system designed in the 1800s.
A programmable vault that pays your people in CAD, automatically.
LegacyLink lets a Canadian adult lock funds into a vault in ten minutes and define exactly when, how, and to whom they release — by date, by inactivity, or on command.
Users deposit CAD. We on-ramp to USDC, sweep into a treasury hot wallet, lock the funds in an on-chain Anchor vault, and on trigger, off-ramp back to CAD via Interac e-Transfer. Beneficiaries never touch crypto. The chain is the receipt.
$1.2T moving in the next five years — addressable today.
- TAM: $1.2T Canadian intergenerational wealth transfer projected by 2030 (CIBC).
- SAM: ~14M Canadian adults without a will × ~$45 ARPU = ~$630M/yr.
- SOM (Y3): 0.5% capture = ~$3.1M ARR, conservative path to $20M+ by Y5.
Three primitives, one promise.
Vault
Programmable USDC escrow on Solana, owner-funded in CAD.
Triggers
Date, inactivity (dead-man switch), or manual release.
Payout
USDC → CAD off-ramp via Paytrie, Interac to beneficiaries.
Four revenue streams. One platform.
- Transaction fees — 0.50% on every CAD → vault deposit and vault → CAD payout, capped at $250. Revenue scales with money actually moving.
- Float & yield on locked funds— locked USDC sits in vetted, low-risk on-chain yield (T-bill-backed stablecoin strategies). We share the spread and keep a managed cut.
- Beneficiary premium — optional $5/mo per claimant for instant payouts, multi-recipient splits, tax-ready statements, and concierge claim support.
- Advisor SaaS — $49/seat/mo for financial planners managing client books, with white-label tier for credit unions and wealth desks.
Distribution through trust, not ads.
- Partner with Canadian fee-only financial planners (CFP network: ~17K).
- Embed in credit-union onboarding flows (Meridian, Vancity, Coast Capital).
- Content engine: probate horror stories, $0 will guides, Canadian-tax explainers.
- Referral economics: $25 per activated household, both sides.
Three rails finally exist at once.
- Regulated CAD ↔ stablecoin rails. Paytrie + Interac make CAD-in/CAD-out feel like e-Transfer.
- Cheap, fast L1. Solana settles vault ops for fractions of a cent in under a second.
- Generational handover. Boomers are transferring wealth to a digital-native cohort that expects this UX.
Adjacent, not overlapping.
| Player | Strength | Gap we fill |
|---|---|---|
| Willful, Epilogue | Will drafting | No funds movement, no execution |
| TD Wealth, RBC Estates | Trust services | $1M+ minimums, slow, expensive |
| Crypto inheritance dApps | On-chain vaults | No fiat rails, no Canadian KYC |
Devnet live. Hackathon today. Mainnet next.
- ✅ End-to-end vault flow on Solana devnet (sign-up → wallet → vault → claim).
- ✅ Custodial wallet provisioning + on-chain proof-of-life per user.
- ✅ Anchor vault program deployed; sweep + payout pipeline operational.
- ✅ Open-source repo with full README, CI, security policy.
- 🟡 Paytrie merchant integration in sandbox; mainnet pending audit.
From devnet to default Canadian estate rail.
- Q2 2026 — Hackathon launch, advisor pilot (10 firms).
- Q3 2026 — Third-party Anchor audit, mainnet beta.
- Q4 2026 — Public launch, first 1,000 vaults funded.
- 2027 — Multi-sig advisor co-approval, French localization, recurring disbursements.
Builders who ship, with skin in the game.
Founding team blends fintech engineering, Solana protocol experience, and Canadian wealth-management product. Backed by an advisory bench of estate lawyers and financial planners.
Full team bios available on request.
What we ship over the next 12 months.
- Engineering: third-party Anchor audit, mainnet vault program, multi-sig advisor co-approval.
- Distribution: 10 advisor firm pilots, 2 credit-union onboarding integrations, 1,000 funded vaults.
- Unit economics: $1M AUM under management, profitable on transaction + float revenue alone.
The rail Canadian families will inherit on.
Try the live devnet demo, or head back to the product to explore the flow end-to-end.